Serving Nassau & Suffolk County
A fee-only fiduciary financial advisor serving Long Island
VCP Financial is an independent, fee-only registered investment advisor serving clients across Nassau and Suffolk County — virtually, or in person at our Staten Island office.
As fiduciaries, we are legally obligated to act in our clients’ best interest. We earn no commissions and sell no products; our only compensation is the advisory fee our clients pay us directly.
Who we work with on Long Island
- Retirees and near-retirees focused on turning savings into dependable income
- Homeowners weighing what carrying costs mean for retirement cash flow
- Professionals and business owners consolidating accounts before retirement
- Families thinking about what stays for the next generation
Planning notes for Long Island investors
For retirees and near-retirees, the central work is turning a portfolio into dependable income without taking risks you can’t afford: structuring investments so market downturns don’t force selling at the wrong time, keeping quality at the core, and sequencing which accounts to draw first and when to take Social Security. The right answers depend entirely on your numbers — which is why we start with a conversation, not a product.
Long Island adds its own math: some of the nation’s highest property-tax bills shape retirement cash flow, and whether to downsize, relocate, or stay put is as much a portfolio question as a lifestyle one. We model it honestly and build the plan around the answer.
Tax rules depend on your specific circumstances and change over time; nothing here is tax advice. We coordinate with your accountant on state tax specifics.
Our office
2535 Victory Blvd
Staten Island, NY 10314
In-person or fully virtual — your choice.
Monday – Friday, 9:00 AM – 6:00 PM
Reading for Long Island investors
Common questions
Do you work with clients in both Nassau and Suffolk County?
Yes — across all of Long Island. Most Long Island clients meet with us virtually, with in-person meetings at our Staten Island office available whenever preferred.
What does "fee-only" mean?
Fee-only means our only compensation is the advisory fee paid directly by clients. We earn no commissions, no referral fees, and no product-based compensation, which removes a major conflict of interest common elsewhere in the industry.
What is your account minimum?
We typically work with clients who have $1,000,000 or more in investable assets. In certain circumstances, we may accept smaller accounts at our discretion.
How do I get started?
With a conversation — no pitch, no obligation. We discuss your circumstances, explain our approach and fees, and both decide whether the fit is right before anything else happens.
Talk with a fiduciary — no pitch, no obligation.
An initial conversation covers your circumstances, our approach, and our fees — and whether the fit is right, before anything else.
Start the conversationThis page is for informational purposes only and does not constitute investment, tax, or legal advice, an offer of advisory services, or a solicitation. VCP Financial provides advisory services only to clients under a written advisory agreement. For complete information about our services, fees, and potential conflicts of interest, please review our Form ADV Part 2A.