Serving Manhattan & New York City
A fee-only fiduciary financial advisor for New York City
VCP Financial is an independent, fee-only registered investment advisor serving executives and professionals across Manhattan and the five boroughs — virtually, or in person at our Staten Island office.
As fiduciaries, we are legally obligated to act in our clients’ best interest. We earn no commissions and sell no products; our only compensation is the advisory fee our clients pay us directly. In a city full of product salespeople with advisor titles, that distinction is the whole point.
Who we work with in New York City
- Executives and partners with complex compensation — RSUs, options, bonuses, deferred comp
- Finance and technology professionals with concentrated employer stock
- High-earning professionals facing the city’s combined tax burden
- People approaching retirement who want a second, conflict-free opinion
Planning notes for NYC investors
Equity compensation concentrates wealth in a single employer fast — often faster than people realize. We help professionals manage that risk deliberately: pacing diversification against vesting schedules, sizing the position against everything else you own, and building the rest of the portfolio around quality businesses so your financial life doesn’t rise and fall with one stock — including your employer’s.
The city’s combined tax burden is the second layer: at NYC rates, how and when you diversify matters almost as much as whether you do. We weigh the tax consequences of each step so the risk-management plan and the tax picture work together instead of against each other.
Tax rules depend on your specific circumstances and change over time; nothing here is tax advice. We coordinate with your accountant on state tax specifics.
Our office
2535 Victory Blvd
Staten Island, NY 10314
In-person or fully virtual — your choice.
Monday – Friday, 9:00 AM – 6:00 PM
Common questions
How do meetings work for Manhattan clients?
Almost entirely virtually — video meetings fit city schedules better than any commute. Clients who prefer to sit across a table are always welcome at our Staten Island office.
What does "fee-only" mean?
Fee-only means our only compensation is the advisory fee paid directly by clients. We earn no commissions, no referral fees, and no product-based compensation, which removes a major conflict of interest common elsewhere in the industry.
What is your account minimum?
We typically work with clients who have $1,000,000 or more in investable assets. In certain circumstances, we may accept smaller accounts at our discretion.
How do I get started?
With a conversation — no pitch, no obligation. We discuss your circumstances, explain our approach and fees, and both decide whether the fit is right before anything else happens.
Talk with a fiduciary — no pitch, no obligation.
An initial conversation covers your circumstances, our approach, and our fees — and whether the fit is right, before anything else.
Start the conversationThis page is for informational purposes only and does not constitute investment, tax, or legal advice, an offer of advisory services, or a solicitation. VCP Financial provides advisory services only to clients under a written advisory agreement. For complete information about our services, fees, and potential conflicts of interest, please review our Form ADV Part 2A.